Ted's Boatarama Finance Department

White River Financial Services

Serving boat buyers and outdoor enthusiasts since 1984

White River Financial Services (WRFS) is a market leader helping our customers obtain boat financing. In operation since 1984, we have decades of lending experience and provide financial services specially designed for the marine and outdoor industries. We have partnerships with many of the best national and regional lenders across the country, our financing specialists are dedicated to helping you obtain the right loan, quickly and easily.

Let us show you the difference we can make with the wide range of financial services we offer. Then join the thousands of boating enthusiasts nationwide who depend on White River Financial Services for all their recreational lending needs. WRFS partners with lenders who finance in the 48 contiguous states and Alaska.

At Ted's Boatarama, we are marine and powersports enthusiasts, and there's nothing we enjoy more than helping our customers find the kind of fun and adventure that a quality boat can bring. If you're considering financing for a quality brand like Tracker Boats, or Tracker Off-Roads, you're in good hands with our finance department. We are thrilled to get the opportunity to help you set up a financing plan that gets you out on the water, and into the outdoors as soon as possible.

The financing side of your purchase gives you several options to consider:

How Much Per Month?

For many people, the amount of the monthly payment is a pivotal factor in the purchase. Knowing how much you want to allocate from your monthly budget is a key point to bring up in your discussions with your dealer.

How Much Down Payment?

Typically, loan providers look for a minimum down payment of 10 to 20% of the purchase price. Having an understanding of your credit will help you determine which down payment is likely to be required. Any extra amount you put down over the required down payment will lower your monthly payment and loan amount.

How Long for Repayment?

The number of years, or the term, of your loan is another important consideration. Boats are often financed for longer terms. Loan terms of 60, 84, 120, or even 144 months are the norm in recreational lending.

What Other Products and Services Can I Finance?

When you complete your purchase, you will have an opportunity to consider the inclusion of optional protections and/or services in your financing which can enhance your boating experience. These products include selected accessories, extended service and payment protection plans. Since the benefit of these plans can extend those protections for several years, it makes sense to include them in your financing for a very small increase in the monthly payment.

Apply Today

Our knowledgeable finance staff is here to make the process of purchasing a new Tracker Off Road ATV / UTV or boat easy, so don't put off your dreams. To get a quote, apply now. Our staff will contact you about our available financing options.